RESOURCES

We have been following Dave Ramsey's teaching for over six years and it has changed our life and our marriage!  Dave's website is full of information and products.
Dave Ramsey

You are ready to buy a house and are confused about the down payments affect over the life of the mortgage.  Use the link below to "play with some numbers" on the best use of your money, or, you may find that a larger down payment is the way to go.
mortgage

Do you know how much you are paying in interest?  Use the link below to determine how much money you are losing to interest.
Calculator

How much debt are you carrying from month to month?     
Debt Calculator

Do you receive a large tax refund?  You may be able to change the withholding in your paycheck to maximize your monthly cash flow.  Use the link below to determine the best tax withholding for your family.
IRS withholding calculator

Have you finished baby step three and want to know how to handle investments.  The link below explains different investment options.
 Kiplinger Investing

We highly recommend that you review your credit report at least once a year.  This is to help you make sure that there are not any errors and to monitor for identity theft.  The credit bureaus are required to allow one free annual report per year.  Follow the link below to get your free credit report.
Free Annual Credit Report


Another way to help curb identity theft is to stop the junk mail!  Follow the link below to opt out of junk mail offers.
Opt Out of Junk Mail


Sometimes, we have found that people are having spiritual issues or in need of some counseling over and above the financial coaching.  Please contact the church we attend if you are in need in these areas.